But if these safer policies are not actually followed or companies take advantage of policy loopholes, the move toward safer driving is only theoretical. Providing bonuses and incentives to truck drivers who exceed their driving-time goals, for instance, can be just as unsafe as having an official policy that does not allow for much rest. Skilled tractor trailer accident lawyers in Raleigh have experience analyzing trucking company policies and practices and assessing proper adherence to safety regulations. Title: I am grateful for all they did.
The entire staff at Whitley Law was very friendly and put me completely at ease. As my case progressed they made sure I was informed of each step in the process. My case was particularly emotional for me, because it involved the death of a family member. Ben Whitley and his staff were sensitive to the personal side of the case.
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They were competent and professional in the handling of my case, but they always made an effort to let me know that they understood the distress and sorrow that I felt. I was impressed with the dedication of Ben and his staff. There were times during the case when I became discouraged, but Ben assured me that he and his staff would work with me until the case was settled and he kept his word.
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Please fill out the request form below and submit. We will mail you a book, within 48 hours. No one will call you unless you call us first. We promise not to share your name with any third parties. Sometimes, in slip and fall cases, the defendant's insurer will have some limited "med-pay. Fortunately, if you have regular medical insurance, your coverage will pay for medical treatment caused by an accident or malpractice. Medical insurance will pay for your accident related medical expenses just as it would pay for the medical treatment for any other illness or condition.
Problems arise for people without medical insurance who are injured in accidents. Sometimes the bills mount up and there is no means to pay them. Sometimes, the doctors or therapists refuse to treat a patient when they have no insurance. Solving the medical bill problems of such clients is a service many experienced personal injury lawyers provide. Your attorney may know doctors in the community who will treat you and wait be paid until the conclusion of the case, on an arrangement known as a "letter of protection.
Experienced personal injury lawyers normally do not charge an extra fee for helping their clients get necessary medical treatment. At the conclusion of a case, the insurance company for the person who caused the accident normally pays a settlement, which is based in part on the amount of the medical bills incurred for treatment in the case. For obvious reasons, a more seriously injured person usually has larger medical bills. If medical bills remain unpaid at the conclusion of the case, part of the settlement may be used to pay doctors or hospitals.
Personal injury lawyers often negotiate the payment of these bills with the care providers and try to get the best deal for the client. As for bills paid by your medical insurance, in most cases the insurance company has no lien on the settlement of a personal injury case. In other words, you don't have to pay your medical insurance company back for the bills it paid. Your lawyer should review any papers you receive from your medical insurance company after an injury.
Some companies will send a letter out, asking you to agree to pay them back, when under the law they have no right to reimbursement from your settlement. There are two principal types of insurance which do have a valid legal lien and must be reimbursed for medical bills paid after an accident. The first is Medicare or Medicaid. Your personal injury lawyer must notify Medicare about your case and pay the lien from the settlement of your case. These insurance plans are typically those of large, national corporations, or of plans provided by labor unions.
This is a complicated area of law. An experienced personal injury lawyer will negotiate for you, against the ERISA self-insured plan, to try to get the plan to discount its claims against your case. In working on a case, an experienced injury lawyer does many things the client may not know about.
Before the law suit is filed, your injury lawyer may do some or all of the following work on your case. If your case can't be settled at an early stage, your injury lawyer will file and prosecute a law suit which may require the following additional work on your case. In Connecticut, especially in urban areas, it's not unusual for a driver causing an auto collision to have no insurance. Does this lack of coverage end an injury case before it's begun? Your own insurance company would like you to think so. But as any experienced injury lawyer will tell you, "no insurance" doesn't necessarily mean you don't have a case.
Many Connecticut consumers don't realize that the law requires all car owners to carry insurance that covers themselves in the event of a collision with an uninsured driver. Just look at your own auto policy. You'll notice that you pay a separate premium for "Uninsured and Underinsured Coverage. It works this way. First, you must know that you have such coverage and how it works.www.maserekamangeni.com/plugins/4631.php
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Then you must file a claim with your own insurance company that proves a lack of insurance on the other driver, his fault for the collision, and that you were injured. With these elements proved, your own insurance company "steps into the shoes" of the uninsured driver. Your own insurance company will pay to settle your claim just as if it were the company for the uninsured driver.
If your company refuses to pay, it can be sued in court to enforce your right to compensation. Some people worry that filing such a claim against your own company cause your rates to go up. It shouldn't. As the policy holder, you have paid a premium for this coverage. The accident was not your fault. You are entitled to the coverage you've paid for without penalty. Uninsured and underinsured motorist coverage is poorly understood by consumers, even though in Connecticut it is required for all drivers by state law.
We've found that insurance agents often recommend policies with inadequate coverage. An experienced injury lawyer will give you good advice about what amount of uninsured coverage is appropriate, and how to get that coverage from your company if you need it. Uninsured motorist coverage protects you against injuries caused by uninsured drivers. Think twice before you agree to reduce these limits. Additional uninsured motorist insurance or "conversion coverage" is also available, for a modest extra premium.
Remember, in the event of an accident with an uninsured vehicle, it's unlikely that your own insurance company will voluntarily pay on your uninsured claim.
Trucking Accident Facts
Even with your own company, the less it pays on claims, the greater its corporate profit. Every person injured by accident or malpractice wonders what their case is worth. Especially early in the case, there is no easy answer. No one can predict the long term effects of the injury, the total cost of medical care, the amount of lost wages or physical disability. These are the most important factors in determining a fair settlement. No magic formula is used by lawyers and insurance companies to determine a case's settlement value.
Every case is different.
And the effect of every injury is different. A broken ankle would change a ballet dancer's life far more than it would a software designer's. A fireman would experience a facial scar differently than would a fashion model. An injury lawyer always works to maximize your settlement.
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He or she must understand the effects of the injury on your life and compellingly present your suffering and losses to an insurance company, a mediator, jury, or judge. An injury lawyer should have the experience to evaluate your case realistically and know what settlement would be fair or unfair.
Sometimes, the person causing the injury has inadequate insurance for the very serious injury he's caused. In such cases, the amount recovered can be relatively small, compared to the losses suffered. In other cases, the injured person is partially at fault for his own injury. For example, both drivers in an auto collision can be at fault.
Or in the case of a slip and fall injury, the injured person may have failed to look where he was walking. If the injured person bears half or less of the fault, the settlement will be reduced accordingly. If the injured person bears more than half of the fault, he or she recovers nothing. There are many factors which might bear on the amount of a fair settlement in your case.
Rather than list them all, we've described below a sample of settlements or verdicts we've achieved for our clients. It provides a range of results, based on the type of injury and damages. Of course we can't guarantee similar results in yours or any other case. The results in your case will depend on the unique facts of the accident and the severity of the injury. Three months of treatment with chiropractor but no permanent injury.
Patient suffered stroke and permanent disability from employment.
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